FOR IN-STORE PURCHASES:
Snap Finance and Acima Leasing offer lease-to-own solutions for acquiring furniture, often targeting consumers who might not qualify for traditional credit. Instead of a loan, these companies purchase the desired furniture from a partner retailer and then lease it to the customer. The customer makes regular payments (e.g., weekly, bi-weekly) over a set term. These options typically feature relatively quick application processes and approvals based on factors beyond just credit scores. Upon completing the lease term payments, or often through utilizing an early purchase option, the customer can gain ownership of the furniture.
Snap Financing Acima Financing
FOR ONLINE PURCHASES:
The Affirm option will be displayed during your online checkout for financing your online purchases. The customer makes regular payments (e.g., weekly, bi-weekly) over a set term. These options typically feature relatively quick application process and approvals based on factors beyond just credit scores